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3 Signs You’re Ready for a Rewards Credit Card

A rewards credit card can certainly add some heft to persons wallet. After all, what other payment method lets you earn points, miles or cash back on all of your purchases? Still, in spite of the...

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When to look at new credit cards

Americans tend to be loyal to their credit cards, even as better offers emerge, a new report finds. More than a quarter of people 30 to 49 years old say they haven’t changed their favorite credit card...

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Do I Need an Income or Job to Qualify for a Credit Card?

Secured credit cards require you to make an upfront deposit (usually equal to your line of credit) that is returned when you close the account. You cant use the money to pay off your balance — the bank...

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6 Ways You Can Lose Your Credit Card Rewards

Your points, miles and cash back are not nearly as secure as the money you deposit in a federally secured bank. Your credit card rewards are subject to some rules and terms that you need to follow in...

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Why your credit score is important

How to build credit Applying for a credit card is a good way to build credit if youre starting from scratch. Unsecured credit cards can be easy to qualify for, but they typically have high annual...

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What to Do if You Have Bad Credit

Having good credit is essential when it comes to things like getting approved for new credit cards, opening utilities in your name and renting or buying a home. Unfortunately, not everyone has the best...

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Smart money moves | Rossi

Life is a journey filled with financial choices that ultimately shape your future. While money may be important to many, it is simply a tool to help people focus on the things that mean most to them....

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Can Your Credit History Just Disappear?

What do expatriates, prison inmates and people whove never had a credit card or loan have in common? While this question sounds like a joke setup, its not. These people all are at risk of seeing their...

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How to Raise Your Credit Score By 200 Points

For those of you looking to increase your score, here are some tips on how to raise your credit score by 200 points (relatively quickly): How to Raise Credit Score By 200 Points There are a few things...

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How to Recover from the 3 Biggest Credit Score Busters

You lost your job and could no longer afford your monthly mortgage payments. You stopped making them and lost your home to foreclosure. Maybe youve made so many financial missteps that you filed for...

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